Our Mission
ElectrifAi ("ElectrifAi", "we",
"our" or "us") is committed to conducting business with the
highest of professional standards, including protecting what matters most. This
includes safeguarding your Personal Information (defined below), and treating
such information with security and respect. We understand the need to feel safe
when sharing information with third parties, and we have developed this Privacy
Policy to help you understand our practices and how to exercise choice
regarding the collection and use of your personal information.
Scope and Other Agreements and Notices
Our Privacy Policy applies to information about you that is
gathered automatically ("General Information") and to Personal
Information (as defined below) that we collect directly from you online and
offline, as well as information we collect about you from other sources, such
as from third party partners and affiliates, which we may append to other
information we collect from or about you. This Privacy Policy applies to visitors
and users of our website www.electrifai.net (our
"Site") (including any mobile app version of our Site), users of
Services that we provide at no charge ("Users"), users of Services
that require payment of a fee ("Members") (we refer to our Users and
Members collectively as our "Customers"), and prospective
Customers.
In addition to this Privacy Policy, other contract terms such as
our ElectrifAi, Inc. Terms of Use, will apply to you,
based on the Services you select or use. If you use other Services, additional
privacy terms may also be applicable.
IF YOU DO NOT AGREE TO OUR PRACTICES AS DESCRIBED IN THIS
POLICY, DO NOT USE OUR SITE AND SERVICES.
ElectrifAi’s Commitment
We are committed to (1) working with our Customers to obtain a
fair resolution of any complaint or concern about privacy concerns and our
Services, and (2) supporting law enforcement and regulatory agencies committed
to stopping crimes of identity theft and identity fraud. To contact us with a
question or concern about our privacy practices, email us at ______________ or write to us at ElectrifAi
___________________
Modifications
WE MAY MODIFY OUR POLICY FROM TIME TO TIME. WE WILL POST THOSE
MODIFICATIONS OF OUR WEBSITE HERE _______________ PRIOR TO THE MODIFICATIONS BECOMING
EFFECTIVE. WE WILL NOTIFY YOU OF MATERIAL MODIFICATIONS TO THIS PRIVACY POLICY,
INCLUDING SENDING YOU A COPY OF THE UPDATED POLICY BY EMAIL IF WE HAVE YOUR
EMAIL ADDRESS ON FILE, PRIOR TO THE CHANGE BECOMING EFFECTIVE. YOUR CONTINUED
USE OF THE SITE OR OUR SERVICES AFTER ANY SUCH MODIFICATION MEANS THAT YOU
ACCEPT THE MODIFIED POLICY. EACH TIME YOU USE THE SITE, THE LATEST VERSION OF
THE POLICY WILL BE DISPLAYED AND WILL APPLY.
Members and Users
You need not enroll or register with us to just visit and view
our Site. However, if you elect to obtain or use any of our products and Services
you must register or enroll (or be enrolled by an authorized third party) with
us, and you must agree to our Terms of Use, which
incorporate by reference this Privacy Policy.
Third Party Websites
Our Site may be linked to other web sites operated by one or
more third-parties (collectively, "Third-Party Sites"). Certain areas
of our Site may allow you to interact with Third-Party Sites and, in certain
situations, you may be transferred to a Third-Party Site through a link,
\but it may appear that you are still on our Site. The
Third-Party Sites may have different privacy policies and terms and conditions
and/or business practices than we do, and your use of Third-Party
Sites is governed by that
Third-Party Site's privacy policy and terms and conditions.
Some of our pages also
utilize framing techniques to serve content to or from our partners while
preserving the look and feel of our site. Please be aware that you are providing
your personal information to these third parties and not to ElectrifAi.
We may collect information about you from a variety of sources,
including information we gather from you directly when you register or enroll
(or are enrolled by an authorized third party), use our Services, or view our
Site or our online advertisements. We may also gather information from other
sources as described below.
Information We Collect When You Visit Our Site or View Our
Online Advertisements
We ElectrifAi and the third parties we engage to perform
analytics or advertising may use cookies or similar technologies to administer
and improve our Site and the content on it, including to track user movements
around the Site, to gather usage information and statistics about how our Site
is used, to permit users to log in or make purchases, to store user
preferences, to customize content, and for marketing and advertising purposes.
Users can control the use of cookies at the individual browser level. If you
reject cookies, you may still use our Site, but your ability to use some
features or areas of our Site may be limited.
As is true of most web sites, we gather certain information
automatically and store it in log files. This information may include internet
protocol (IP) addresses, browser type, internet service provider (ISP),
referring/exit pages, operating system, date/time stamp, and/or clickstream
data.
We may combine the information we have automatically collected
from you with other information we collect about you. We do this to improve
services we offer you, to improve marketing, analytics, or site functionality,
to develop new products and services, and to customize content and advertising
to you.
The following are some examples of information we may collect
with Cookies, log files, Web Beacons, GIFs, pixel tags, server logs, customer
relationship management ("CRM") tools or other technologies that
gather information automatically when you visit our Site or view online
advertisements:
In connection with the Site, for example during any enrollment
process or upon log into your member portal, information about your computer,
such as the device id and other accompanying technical attributes and
characteristics, may be accessed, retained and used by us or our service
provider to confirm device identification, verify your identity, and to
authenticate your account.
Information We Collect Directly from You
Some Personal Information is collected when you register or
enroll for the Services, otherwise agree to provide information directly to us,
or are enrolled for the Services by an authorized third party. Here are some of the kinds of
Personal Information we may collect directly from you or an authorized third
party:
Information we collect from other sources ("Third Party
Information")
We may obtain information about you from third party sources,
such as the companies we work with to provide service to you (i.e., our service
partners), affiliates such as our subsidiary, ID Analytics and other companies
that we acquire or merge with, data aggregators or public databases. Here are
examples of this kind of Third Party Information:
How We Use and Share Your Information
This summary tells you how we use your information, if we share
it and why. It also explains how you can make decisions about these actions and
how we will respond to those requests. We will share your personal information
with third parties only in the ways that are described in this privacy policy,
or otherwise where we have your consent. We do not sell your personal
information to third parties. When we share your Personal Information with
third parties as described below, we put in place contracts with them that
include confidentiality restrictions on their use of your information and that
require them to notify us if your Personal Information is lost, stolen or
otherwise wrongly disclosed.
|
Why do we USE your information? |
Do
we SHARE this information with others? |
What
information is shared? |
Can
you limit this sharing? |
|
To understand Site demographics and
use of the Internet |
Yes. We share with our affiliates and
third-party service providers to help improve our products, service
offerings, Site, and technology |
General Information |
You may block cookies through your
browser settings, which prevents us from collecting certain information about
your use of our Site and our Services. We may still collect information about
your use of our Services, such as when you log in, and analyze this
information to help understand the use of our Site. |
|
In the course of providing Services
you request, verifying your identity, notifying you of new features,
Services, or changes in our business or to process, and fulfilling or billing
your orders or requests. |
Yes with the following:
|
General Information; Personal
Information |
No. This is necessary to provide the
Services, including updates about features and functionalities of the
products and services to which you subscribe. The information requested may
differ depending on the Service(s) you select. This use of your information
is separate and distinct from marketing uses, which you may opt-out of, and
which are discussed below. |
|
When we, or our affiliates, send you
marketing material about services, promotions or other material which may be
of interest to you, through e-mail, interactive voice response telephone
technology, direct mail or other means. |
Yes, with our affiliates and to third
party service providers who are under contract with us to provide our direct
mail or other marketing efforts |
General Information. Personal
Information such as Name, Address, Email Address, or Phone Number Third Party
Information |
Yes, by opting out of communications
in your preferences or by contacting us at __________ or edit your email preferences or by regular mail at Attn.: Marketing, ___________ |
|
Behavioral or Interest-based
Advertising (to send you focused advertising) |
Yes, with service providers and
network advertisers (as described under "Behavioral or Interest-based
Advertising") |
General Information Elements of your
Personal Information such as Name, Address, Email Address, and Phone Number.
Third Party Information |
Yes, you may exercise your options to
not receive behavioral advertising, including targeted ads about ElectrifAi
products on certain third party sites, as described in “Tracking and Interest
Based Advertising” below. |
|
Yes, with our affiliates for their
own product and service development and with consultants or other third
parties under contract with us to develop products and services, such as engineers,
web developers and the like |
General Information |
No |
|
|
As part of our thought leadership on
the impact and risk of identity theft, and for education |
Yes, with our affiliates and third
parties but this information will not be used to identify any single
individual |
Aggregate information that is derived
from your Personal Information, meaning general statistics, summaries and the
like |
No |
|
To investigate misconduct or a crime,
to comply with law, or when we believe it is necessary to protect our rights,
property or safety or that of others |
Yes, with law enforcement, attorneys,
officers of the court, arbitrators, mediators and others involved in any
judicial proceeding, court order, similar legal process or the like |
General Information |
No |
|
To conduct data analysis and research
relating to the risk and prevention of identity theft and related crimes |
Yes, with our affiliates and third
parties under contract with us to protect the information; to law enforcement
or other government entity |
General Information |
No |
|
In connection with our sale,
purchase, merger or reorganization |
Yes, with the acquiring, purchasing,
or other applicable entity, including, without limitation, legal and
financial advisors and other persons or entities as appropriate |
General Information |
No |
Security Standards
The security of your Personal Information is important to us and
we have put into place multi-layered technical, physical and procedural
measures to help keep it safe. For example, we keep Personal Information
encrypted during transit and at rest using strong encryption technology and
employ proactive monitoring and other tools to protect against unauthorized
access. We work with third parties on an ongoing basis to keep our practices
current and undergo annual third-party audits that examine our practices on
security and privacy.
Despite our mutual efforts, you understand and agree that
perfect security does not exist and understand that there is a certain amount
of risk inherent in providing and receiving services over the internet. The
Services depend upon your commitment to keep your Personal Information safe.
You agree to use your Personal Information in a reasonable way and to avoid
recklessly disclosing your Social Security number, financial account numbers or
other Personal Information to those that could improperly use or disclose it.
For example, take care not to visit sites that may transmit malware, or to
respond to “phishing” scams, unsolicited emails, or pop-up messages requesting
your Personal Information. You may have the opportunity to participate in
contests, blogs, promotions or other functions by way of the Site. Use caution
when deciding to disclose your information in such a submission as these
functions may be provided by a Third-Party Website and subject to terms which
are different than those stated in this Privacy Policy.
If you have any questions about the security of your Personal
Information or the security of the site, or to report a potential security
issue, please go to _________________. If
you have a potential security issue, please describe the matter in as much
detail as possible and include any other data that might be helpful. If you are
having problems accessing your account, please contact our Member Support Center.
Referrals
If you choose to use our referral service to tell a friend about
our Site, we will ask you for your friend’s email address. We will
automatically send your friend a one-time email inviting him or her to visit
the Site. We store this information for the sole purpose of sending this
one-time email. Your friend may contact us at ________________ to request that
we remove this information from our database.
Single Sign-On
You can log into our Site
using sign-in services such as an Open ID provider or online banking account.
These services will authenticate your identity and provide you the option to
share with us certain Personal Information. If you choose to share your
Personal Information, such as your name, email address, or bank account
information, we will collect this information, use it to pre-populate your
account profile, and combine it with any other information that we collect
about you.
Social Media
Our Site may include Social Media Features, such as the Facebook
Like button and widgets, such as the "Share this" button or
interactive mini-programs that run on our Site. These features may collect your
IP address, which page you are visiting on our Site, and may set a cookie to
enable the feature to function properly and for other purposes. Social Media
Features and Widgets are displayed on our Site, but are hosted by the third
party identified in the widget. These Social Media Features and Widgets are
subject to their own privacy policies, not this one, and their privacy practices
may differ from those on this Site.
Testimonials
We display personal
testimonials of customers on our site in addition to other endorsements. With
your consent we may post your testimonial along with your name. If you wish to
update or delete your testimonial, you can contact us at ______________________
Children's Privacy
We believe it is important to provide added protection for
children on the internet and encourage parents and guardians to work with their
children to understand how to be safe online. Our Site is not intended for the
use by anyone under the age of eighteen (18) but parents or guardians may
enroll minors for certain Services we offer. Other than as specifically
described herein, we do not want or intend to collect or request Personal
Information from anyone under the age of eighteen on this Site.
Marketing
If you provide us with your email address or mailing address,
you may receive marketing messages and materials from us or our affiliates. You
have choices on what communications you want to receive from us. Marketing
materials for our Services may also be included in messages you receive from
our partners (which may include your employer if they offer our services as
part of their employee benefits) or service providers that offer our services
as part of a special offer. If you choose not to receive marketing
communications that we send, we will honor your request. However, we will
continue to communicate with you as needed to provide the Services, respond to
your inquiries or otherwise relay service related messages. You may still
receive information about our Services through other parties using their own
mailing lists.
You can stop receiving promotional email or postal
communications from us by following the instructions included in each
communication, by contacting us at _________________ or by regular mail at Attn.: _________________.
Do-Not-Track
Currently, we do not honor browser requests not to be tracked
online (known as “Do Not Track”). You may opt-out, however, of being tracked
for purposes of online advertising as set forth in the section below
(Behavioral or Interest-Based Advertising). You also may opt-out of the
collection of information through cookies and other tracking technologies
through your browser settings, as described in this Privacy Policy.
Behavioral or
Interest-based Advertising
We partner with third parties to either display advertising on
our Site or to manage our advertising on other websites. For example, we use
third parties such as network advertisers to display advertisements on our Site
and other websites you may visit. Network advertisers are third parties that
display advertisements based on your visits to our Site as well as other
websites. This enables us and these third parties to advertise more effectively
by displaying ads for products and services in which you might be interested.
Third party ad network providers, advertisers, sponsors and/or traffic
measurement services may use some of the technologies described in this policy,
such as cookies, JavaScript, web beacons (including clear GIFs) to measure the
effectiveness of their ads and to personalize advertising content to you. This
helps us, and them, provide advertising content to you that is more relevant
and tailored to your interests. As with links to other websites that may be
found on our Site, these Tracking Technologies are governed by each third
party's privacy policy, not this one.
We may provide these third-party advertisers with non-personally
identifiable information about your usage of our Site and our Services, as well
as aggregate or non-personally identifiable information about visitors to our
Site and users of our Services. We do not provide these third parties with your
Personal Information. If you don't want us to show you interest-based ads or
share interest-based behavioral data with third parties, you can opt out (see
below). Understand that even after opting out you will still see online ads.
Opting out only means that network members from whose ad networks you have
opted out will no longer deliver targeted content to you. You may continue to
see interest-based advertisements from other parties from whom you have not
opted out, or from companies that have not adopted the self-regulatory
standards for Online Behavioral Advertising that we follow. You will also
continue to receive generic ads that aren’t targeted based on your visits to
multiple websites.
You may opt-out of many third-party ad networks, including those
operated by members of the Network Advertising Initiative ("NAI") and
the Digital Advertising Alliance ("DAA"). For more information and
available choices for third-party ad networks operated by NAI and DAA members,
please visit their respective websites: www.networkadvertising.org/optout_nonppii.asp (NAI)
and www.aboutads.info/choices (DAA).
Opting out of these networks does not otherwise limit the collection of
Personal or General Information described elsewhere in this Policy.
As noted, we also participate in third party ad networks and use
cookies to improve the performance of our advertising on third-party websites,
including to display ads about ElectrifAi products on these sites. You may
control our use of the General Information we collect about your activities on
our Site to display targeted ElectrifAi advertising during your visits to third
party websites. To opt out of receiving these targeted ElectrifAi ads, click here _______________ . Opting out of
participation in ElectrifAi’s targeted advertising does not opt you out of our
use of General Information for other purposes, such as analytics supporting
optimization of our Site or development of new Products and Services.
Note: If your browser is configured to reject cookies when you
visit the opt-out page, or you subsequently erase your cookies, use a different
computer or change web browsers, your opt-out may no longer be effective.
Additional information is available on NAI's and DAA's websites accessible by
the above links.
Special Notice to California Consumers
If you are a California resident, California Civil Code Section
1798.83 permits you to request information regarding the disclosure of your
Personal Information to third parties for the third parties' direct marketing
purposes. We may share your Personal Information with our affiliates for direct
marketing, but we do not sell it to or share it with unaffiliated third
parties. For a more detailed overview of ElectrifAi’s
policy regarding the California Consumer Protection Act, please visit
____________________. You may request a
list of our affiliates by contacting us at ElectrifAi, Attn: ___________________________. You
may make one request per calendar year. In your request, please attest to the
fact that you are a California resident and provide a current California
address for your response. Please allow up to thirty (30) days for a response.
Your Access to Your Information
Upon request ElectrifAi will provide you with information about
whether we hold any of your personal information. You may access, update, and
correct the Personal Information you have provided to us on the Site by logging
into your member portal and selecting the account or member information
options. If you are not a member and want to know what Personal Information we
have about you, you need to contact us in writing by postal mail with this
request at the address set out in the “Contact Us” paragraph below. We will
respond to your inquiry within ten business days. If you cancel your Services,
we may retain your information in accordance with this section. We will retain
your information as follows:
Contact Us
If you have any questions about this Policy, please contact us
at _________________________. You hereby agree that we may use and disclose any
suggestions, ideas, concepts, or information (other than your Personal
Information) that you provide to us regarding the Privacy Policy, our business,
or any other matter, without obligation to you or any third party.
Definitions Used in this Policy
Cookies. Cookies are small text files that are stored
by a user's web browser on the hard drive of a user's computer. Cookies can
"remember" what information ("Cookie Information") a user
accesses on a web page to simplify subsequent interactions with that website by
the same user, or cookies can use that information to streamline the user's
transactions on related websites. The cookies we use on our Site may be
"session" cookies that are erased when you leave the Site, or they
may be "persistent" cookies that remain on your computer's hard drive
after you leave the Site. We also use a cookie installed by Google, Inc. to
provide us with usage information regarding the Site. The cookies we use do not
capture your Personal Information. We may also set cookies when you register at
the Site, and may do so without notice to or permission from you or any third
party.
General Information refers to
information about your use of the Site that is gathered automatically. General
Information does not identify you individually, but helps us better understand
how the Site is used.
Our, We or Us refers to ElectrifAi,
LLC
Personal Information means information,
or a combination of pieces of information, that reasonably could allow us to
identify you. Personal Information includes things like your name, address,
date of birth, social security or driver's license number.
Third Party Information refers to
information that may be gathered on our behalf or which we lawfully obtain from
third parties outside of this Site.
Tracking Technologies refers to
technologies such as Cookies, JavaScript, Web Beacons (including clear GIFs),
E-Tags, Local Storage (HTML5), and Flash Local Storage Object (LSO) cookies.
Site refers to this website, www.ElectrifAi.net.
Services refers to the services offered by ElectrifAi
through __________ and
offline, including our identity protection services, credit monitoring
services, mobile applications or other products or services for which you must
register or enroll, as well as any on-line promotions that are associated with
our Services, unless we tell you otherwise.
You or Your refers
to you as a Member or User of our Site or Services.